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20 Quick & Easy Money Making Ideas to Pay Down Debt

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When you’re in debt, paying it down can often seem like an impossible mountain that you need to climb and it can be so discouraging to think about how to pay it all off. One of the best ways to pay down any large amount of debt is by taking it one small step at a time. It may seem like a lot of work, but little amounts can add up to big ones very, very quickly. Take a look at these 20 quick and easy money making ideas to pay down debt. They’re all perfect for making a little extra cash to help you climb that mountain.

1. Collect and trade in soda cans – While you won’t pay off your car this way, you can make a decent chunk of change per trip if your local recycling center pays for aluminum. The families that I’ve known that have done this have typically made $20 or $30 per trip! Just be sure to rinse them well before storing them to keep any pests away.
2. Put your writing skills to use – Sites like Scriptd will pay you to write for them. The amount of money you’ll earn depends on how long the article is and how much the person who requested it is willing to pay. You could easily earn an extra $100 or more per month just by writing a few things per month.
3. Put the mower to work – Instead of letting your mower sit all week long, put it to work by mowing lawns for other people. I know it seems like “kids work,” but its kid’s work that could easily put an extra $100/week into your debt paying funds.
4. Clean and organize – Grab your mop and broom and clean someone else’s home. You’d be surprised at just how much some people will pay you to clean their home. I’ve seen rates of anywhere from $300 per job to $75 per room.
5. Take a Survey – Despite what the general opinion of them can be, surveys can be an excellent way to add some bulk to your get out of debt fund. Some of my favorite ones can be found in another post I did about which survey sites are my favorites HERE. 
6. Grocery shop for others – If you live in a larger city, consider going grocery shopping for others. People that work a lot or are home bound will usually pay a decent amount just to have someone else shop for them.
7. Run a home daycare – If you’re a stay at home mom, consider adding one or two babysitting kids for a good way to make some extra cash. Most people charge up to $25 per day. With a couple of full time kids to watch, you could easily be making a full time check each week.
8. Get Crafty – Do you crochet? How about Knitting or Embroidery? If so, sign up for an Etsy account and start selling your wares! Etsy is full of people that have made full time businesses just out of what used to be a hobby!
9. Have a yard sale – Yard sales are a fantastic way to raise some extra funds. The last yard sale I had earned us a whopping $1100! A good rule of thumb is to keep your prices low and to get rid of anything you haven’t used in 6 months or more.
10. Get baking – Hop onto your local Facebook buy & sell groups and check them out. Some people make a pretty decent amount of extra cash just by baking things like homemade bread, banana bread and even cakes!
11. Become a personal shopper for free – Sears and Kmart both have an awesome program called Shop Your Way Rewards that will let you earn extra cash just by helping others shop! You can check it out and get started over on the Shop Your Way website.
12. Consign, Consign, Consign – Sites like ThredUp, LikeTwice and Swap.com are all fantastic for consigning clothing that you no longer need or want. ThredUp and Swap takes kids and women’s clothing and LikeTwice takes women’s and men’s.
13. Go for a Walk – Grab your leashes and offer to walk the dogs in your town. Pricing will vary depending on your town.
14. Sell your old books – Scope out your local used book stores to see if they offer cash for used books. If so? You may have a small goldmine lying at home on the bookshelf!
15. House-Sit – If you’re open to a background and reference check, you might make a little extra cash housesitting while people in your town are on vacation. Duties might include things like watering plants, feeding pets or just making sure everything is locked up tight and safe.
16. Put your thrift stores to work – Hit up your local thrift stores for finds that you could flip for cash. If you pay $3.00 for something and can sell it for $5.00, you’ve made a small profit! I know of people who make six figures per year doing this on Ebay!
17. Test Websites – User Testing will pay you $10.00 for every website that you test! It’s a small amount, but it’s very quick and easy to do!
18. Go grocery shopping – Cashback apps like Checkout51, iBotta, SNAP and Reciept Hog are a fantastic way to put some money back in your pocket. Scan your receipts and use the cash (or gift cards) you earn to pay down your debt a bit.
19. Work for Apple – Occasionally, Apple will have openings for iTunes chat advisors. These advisors work from home and make a really decent amount! To find out if they have openings, check the Apple Jobs page and search for “chat.”
20. Sell Photos – Stockphoto sites like iStock will often let you sign up to sell photos to earn royalities. If taking them is your thing and you’re good at it, you could easily turn your camera into a second income!