I thought it would be fun to sit down and think of a list of things (and create one with all of your input too) to save money on – these may be things you would not normally know how to save money on or even think it was possible.
Please feel free to help out and leave some of your own tips in the comments. What do you save money on that most people wouldn’t think of and how do you do it? I will pick my favorite comment/tip and they will get a special surprise!
1 – Hotels….I’m not sure if a lot of you know this or not but when you book a Hotel online it is almost always a little cheaper than doing it over the phone. Easy right?! You can also Google coupon codes for the specific Hotel you will be staying at. Or, check their website for special promotions. Plus, go though Shopathome.com and earn cash back for booking online – this can REALLY add up!
It never hurts to ask…..This is a true story and awesome tip I learned for a Hotel I just love. If you go to Las Vegas and need a nice yet affordable place to stay, on the Strip and in the middle of my favorite part of The Strip (right by the shopping). I highly recommend Treasure Island. They have remodeled the rooms and they are very modern and nice. My favorite part is the FREE buffet….say what?! YES! One time while making a reservation in person, the very nice gentlemen offered my Mom and I 2 FREE Buffet vouchers (valued at $27 each!). We were like umm, what? A little skeptical at first but he assured us they would work and we would not be charged. So we took them, thanked him and headed off to the yummy buffet (which is quite tasty and has THE BEST dessert section – especially for free). They have eclairs, chocolate covered strawberries, cotton candy freshly made there, gourmet ice cream, etc. NO, I am not getting paid to do this post, LOL I truly love this Hotel. Anyway, it worked out great and we got nearly $60 worth of dinner for FREE!
My point is, every time I stay there now I always ask about the 2 free buffet tickets (even over the phone for reservations) and guess what?! Two out of three times I’ve asked since then, I got them and they were included in the same price I would have paid for the room without them. The one time they couldn’t do it, they offered me a Buy 1 Get 1 FREE Buffet voucher and yes, I took it…who can pass up that kind of dessert! 😉 Anyway, be sure to ask for special perks like that (especially in Las Vegas and especially at Treasure Island)!
2 – Medical expenses and credit cards – Did you know that you can save money on these 2 things?! Yep, it’s true and I learned it from an episode of Oprah. The main one is for credit cards. You can almost always call your credit card company and get your interest rate reduced! You may get lucky and the first person you talk to may do it for you but if not, don’t give up! Try, try again….call back and ask another representative. Try it out…it really works.
If you have large balances on credit cards, you can call the company up and ask them what kind of a pay off they can get you if you pay it all in full RIGHT NOW. Tell them you do not have enough money to pay the full balance but if they can settle with an amount that works for you then BAM, you could save thousands! YES, THOUSANDS! I have heard of people having $6,000 credit card bills and getting a settlement of $3,500 if they pay it in full right then. It’s worth it and it can save you a ton of money…then, cut up that credit card and pay cash (that’s a-whole-nother money saving tip). 😉 Don’t forget, “try, try again” until you succeed. You can also do this same thing for medical balances and they are almost always willing to help in some way.
Okay, please share your tips on things to save money on that you normally wouldn’t think possible.